Terms of Service

CollegeDI is operated by [Legal Entity Name] (“CollegeDI,” “we,” “us,” or “our”). By accessing or using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Service.

CollegeDI offers tools and guidance to help families plan for the cost of college, including affordability assessments, Student Aid Index (SAI) and True Affordability Index (TAI) estimates, college list guidance, financial aid award-letter analysis and appeal support, an AI assistant, educational content, and optional personal consultations.

You must be at least 18 years old to create an account. You agree to provide accurate information and to keep it up to date. You are responsible for safeguarding your login credentials and for all activity under your account. Accounts and authentication are managed through our provider, Clerk. Notify us promptly of any unauthorized use.

CollegeDI offers a free plan (“Planning”) and one or more paid subscription plans (such as the “Starter” plan). Pricing for current plans is shown on our pricing page and may change with notice.

• Paid plans are billed in advance through our payment processor, Stripe, on a recurring basis until cancelled.
• Your subscription automatically renews at the end of each billing period unless you cancel before the renewal date.
• You may cancel at any time through your account settings; cancellation takes effect at the end of the current billing period.

You agree not to:

• Use the Service for any unlawful purpose or in violation of these Terms;
• Upload content you do not have the right to share, or that infringes others' rights;
• Attempt to access accounts, data, or systems you are not authorized to access;
• Reverse engineer, scrape, overload, or interfere with the Service;
• Resell or commercially exploit the Service without our written permission.

You retain ownership of the information and documents you submit, such as financial details and award letters (“Your Content”). You grant us a limited license to host, process, and use Your Content solely to operate and improve the Service and to provide it to you, as described in our Privacy Policy. You are responsible for the accuracy of Your Content.

CollegeDI provides educational and planning tools and general guidance. It is not a substitute for professional financial, legal, tax, or admissions advice, and we are not your financial advisor, attorney, accountant, or admissions counselor.

Affordability figures, SAI and TAI estimates, projected costs, and aid projections are estimates based on the information available and assumptions that may not reflect your actual results. They are not guarantees of financial aid, scholarships, admission, or any particular outcome. You should independently verify important figures and consult qualified professionals before making financial decisions.

The Service incorporates data and services from third parties, including the U.S. Department of Education College Scorecard and other providers. We do not control and are not responsible for the accuracy, completeness, or availability of third-party data, and such data may be out of date or contain errors.

The Service, including its software, design, text, and the CollegeDI name and logos, is owned by CollegeDI and its licensors and is protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for your personal, non-commercial purposes in accordance with these Terms.

The Service is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure.

To the fullest extent permitted by law, CollegeDI and its officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or goodwill, arising from your use of the Service. Our total liability for any claim relating to the Service will not exceed the greater of the amount you paid us in the twelve months before the claim or one hundred U.S. dollars (US$100).

You agree to indemnify and hold harmless CollegeDI from any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use of the Service, Your Content, or your violation of these Terms.

You may stop using the Service at any time. We may suspend or terminate your access if you violate these Terms or if we discontinue the Service. Provisions that by their nature should survive termination (such as ownership, disclaimers, and limitations of liability) will survive.

These Terms are governed by the laws of the State of Maine, without regard to its conflict-of-laws rules. Subject to any dispute-resolution terms confirmed on review, you agree that the courts located in Maine will have jurisdiction over disputes arising from these Terms or the Service.

We may update these Terms from time to time. When we make material changes, we will update the “Last updated” date above and, where appropriate, provide additional notice. Your continued use of the Service after changes take effect constitutes acceptance of the updated Terms.

Questions about these Terms? Contact us at info@collegedi.com or visit our contact page. CollegeDI is based in Portland, Maine.